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Third-Party Insurance

Third-party insurance is the basic, legally mandated cover that pays for damage or injury you cause to other people and their property — but not to your own car.

What Third-Party Cover Pays For
  • Injury or death of a third party.
  • Damage to another person's vehicle or property.
  • Legal liability arising from an at-fault accident.
When Third-Party Is Enough

Third-party cover is the cheapest way to stay road-legal and can make sense for older, low-value cars. If your vehicle is new or valuable, though, comprehensive cover is usually the smarter choice because it also protects your own asset.

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